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Long-Term Care Insurance

Happy couple going through terms of an agreement during a meeting with financial advisor.

Planning for Your Long-Term Care Needs

Long-term care expenses can significantly impact your retirement savings. Our long-term care insurance plans are designed to help you prepare for these potential costs, ensuring you receive the care you need without depleting your assets. We'll help you understand your options and create a plan that provides financial security and peace of mind for your future. Secure your future care with our reliable long-term care insurance policies.

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How can we help you?

Contact us today and we can get you scheduled for a consultation with one of our advisors. 

FAQ

Long-Term Care Insurance FAQs

Have questions? We’ve got answers.
Browse our most frequently asked questions to learn more about our services, process, and how we can help protect what matters most.

Long-term care insurance helps cover the costs of services like nursing homes, assisted living, or in-home care, which are not typically covered by regular health insurance or Medicare. As we age, the likelihood of needing long-term care increases, and this insurance can protect your assets and provide financial security.

It's generally recommended to purchase long-term care insurance in your 50s or early 60s. Premiums are usually lower at younger ages, and you're more likely to be healthy enough to qualify for coverage. Waiting too long can make it more expensive or even impossible to obtain a policy.

  • Long-term care insurance can cover a variety of services, including care in a nursing home, assisted living facility, adult day care, or even in your own home. The specific services covered and the amount of coverage can vary depending on the policy.

The amount of coverage you need depends on factors like your age, health, financial situation, and where you live. The cost of long-term care can vary significantly by location. It's essential to estimate potential future costs and choose a policy that provides adequate coverage to protect your assets and ensure access to quality care.

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