info@heroesfinancialgroup.com
602-359-7186?
United States
info@heroesfinancialgroup.com
602-359-7186?
United States
Contact us today and we can get you scheduled for a consultation with one of our advisors.
Have questions? We’ve got answers.
Browse our most frequently asked questions to learn more about our services, process, and how we can help protect what matters most.
Long-term care insurance helps cover the costs of services like nursing homes, assisted living, or in-home care, which are not typically covered by regular health insurance or Medicare. As we age, the likelihood of needing long-term care increases, and this insurance can protect your assets and provide financial security.
It's generally recommended to purchase long-term care insurance in your 50s or early 60s. Premiums are usually lower at younger ages, and you're more likely to be healthy enough to qualify for coverage. Waiting too long can make it more expensive or even impossible to obtain a policy.
The amount of coverage you need depends on factors like your age, health, financial situation, and where you live. The cost of long-term care can vary significantly by location. It's essential to estimate potential future costs and choose a policy that provides adequate coverage to protect your assets and ensure access to quality care.
Our dedicated team is here to answer your questions and provide you with the personalized guidance you need.